Let's chat: 905-630-7205
|
TMG The Mortgage Group (Ontario) Inc.


Mortgages By John-Andrew Newman 

With over 15 years of experience and education within the mortgage industry, I am dedicated to helping you achieve your financial goals through curating and planning the best mortgage for you. Every mortgage represents a new chapter or beginning to a NEW FINANCIAL you. A crucial step that needs guidance and help from a professional who has viewed thousands of mortgage files.

Contact me to set up a call or go straight to apply now link. 

Let's make a plan for you, 

John-Andrew 

  • Expertise
    I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.
  • Save you time with one-stop shopping
    Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.
  • No charge to you
    There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder's fee when we introduce dependable clients to a financial institution.
Why Should You Use My Services?
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.
 
I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.
 
Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals.
Think Outside the Branch for Your Mortgage
New Mortgage
Need a new mortgage? Apply here for a Pre-Approval/ Purchase your FIRST HOME/ We also do mortgages for Cottages/ Investment Properties with a multiple asset plan/ 2nd Mortgages/ HELOC's/ ALTERNATIVE financing if your bank said no.
Renewal
Up for renewal and didn't get a good offer from your branch? Let's look at other options and get you a better rate with some cash back. But first, we should review your whole mortgage plan and decide what is best for you in the long run. Click the contact me to set up a call to chat.
Refinancing
Sometimes, refinancing can your best option for a variety of reasons. Maybe it is time to clean up other debts, lower your payments, restructure your loan and a HELOC for future use. Do it once and do it right! Now it the time to set up your mortgage plan.
Get started with your application now!
I'm here to help with your mortgage needs, refinancing, new home purchases or mortgage renewals.
The Rates, Today
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. Check back often to see how these rates compare to average bank rates.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
Subscribe to My Newsletter
Get the latest news on the home-ownership, mortgage news and more...
My Mortgage Blog — Latest Posts
How to prepare your home for the spring real estate market
The arrival of spring typically brings renewed activity in Canada’s housing market. Longer days and warmer temperatures tend to draw both buyers and sellers back into the real estate...
Read More
Housing activity weakened in face of rising uncertainty over tariffs: CREA
Canadian home sales in January were up 11% compared to a year earlier, according to the Canadian Real Estate Association (CREA). On a monthly basis, however, sales were down 3.3%, with much of...
Read More
5 simple steps to boost your financial health in 2025
Whether you're a first-time homebuyer or someone already paying down a mortgage, staying on top of your finances is crucial. With tax season and RRSP deadlines approaching, now is the perfect...
Read More
Real estate outlook for 2025: Stability and opportunities ahead
The Canadian real estate market is showing signs of renewed stability as 2025 begins, offering potential relief for both homebuyers and sellers. Recent forecasts from Royal LePage, RE/MAX, and...
Read More
View More
Contact me! Let's get started today!

Get in touch with me today for your free consultation!

Whether you're looking for a first mortgage, refinancing your current home, or just researching your options, I'm here to help.